How can I grow my savings in TAP & SCP Account?
Deferred Members can grow their savings by voluntarily contributing more to their TAP and SCP Account.
Voluntary contribution refers to contributions made by Members on top of the mandatory amount.
Why do I need to save more?
Deferred Members can increase their savings in TAP and SCP account:
To increase the amount of their TAP 55 Years Old Withdrawal when they reach 55 years old - to achieve their pre-retirement goal(s).
The deferred Member able to use the savings to increase their SPK Annuity if he/she decided to make a repayment for the Employer's portion from the TAP 55 withdrawal.
Voluntary Contribution Process
Voluntary contributions will go into TAP and/or SCP accounts.
Voluntary Contribution Rate
There is no maximum or minimum amount for voluntary contribution into TAP and SCP accounts.
Voluntary Contribution Made by Employers
Voluntary contributions made on behalf of Members by the Employers will go to SCP account automatically.
Voluntary Contribution Made by Members
Voluntary contributions made by Members themselves over the TAP Counter or online payment will go to TAP and/or SCP accounts as per instructed upon payment.
How to make voluntary contribution?
Increase contribution from salary (via Employer)
Via online banking or internet/mobile banking
At the nearest TAP Counter
Steps to Grow Your Savings Online
Members are encouraged to use mobile banking facilities to make voluntary contributions.
Step 1
Log In to Mobile Banking
Check with your bank if it has Tabung Amanah Pekerja as option for payment. If there is, log in to your mobile banking.
Step 2
Go to Bill Payment via Mobile Banking
Go to 'bill payment' option and select Tabung Amanah Pekerja as the recipient of the payment.
Step 3
Key-in Payment details
Key-in your TAP or SCP Account number and the amount to be paid as your voluntary contribution.
Step 4
Submit Payment
Verify that all payment details and the recipient are correct. Click 'Submit' to complete the payment.
FAQ
Frequently Asked Questions
Can Members and/or Employers make voluntary contributions into TAP and SCP Account?
Yes, both Members and Employers can make voluntary contributions, which will be credited to the TAP and SCP Account.
Voluntary contribution made by Members themselves over TAP Counter or online payment will go to TAP or SCP account as per instructed.
Voluntary contribution made on behald of Members by their Employer will go to SCP account automatically.
Is there a limit amount can be made for voluntary contributions into TAP and SCP Account?
There is no minimum or maximum amount required for voluntary contributions.