Skim Persaraan Kebangsaan

For Unverified Self-Employed Contribution

Learn more about contribution made by unverified SPK Self-Employed Members.

Contribution by Unverified SPK Self-Employed Members

Any contribution made by SPK Self-Employed Members who are not verified will be considered a voluntary contribution into the SPK Member Account, regardless of the amount.


Contributions made into the SPK Member Account can be withdrawn for pre-retirement purposes.

Minimum Contribution


There is no minimum contribution required for voluntary contributions to the SPK Member Account.

Maximum Contribution


The maximum allowable voluntary contribution into the SPK Member Account is $1,000.00.

Be a verified

SPK Self-Employed Member

Learn more about verified SPK Self-Employed Member.

FAQ

Frequently Asked Questions

No, Self Employed SPK Member will continue using the same SPK account number used during their previous formal employment.

Yes, as long as you meet the registration criteria to be a Self-Employed SPK Member, you can register online via the e-Amanah portal. After successful registration, you will be given an SPK Member Account and can start contributing. By contributing the qualified contribution, you will receive the benefit of the Government's Match-Up contribution and will be considered productive.

Higher productivity will have a positive impact on the amount of annuity you will receive in the future.


Your membership status will automatically change when your employer registers you as an employee under their organization. You can provide your existing SPK Member Account Number to your employer for the registration process, and you can continue saving in your existing Member Account.

You will need to update your profile via the e-Amanah portal and submit your verification document via email to selfemployed@tap.com.bn. Make sure to attach the Self-Employed verification documentation as specified above and include your name and IC number in the email.