Skim Persaraan Kebangsaan

For Unverified Self-Employed Contribution

Learn more about contribution made by unverified SPK Self-Employed Members.

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Contribution by Unverified SPK Self-Employed Members

  • Any contributions made, regardless of the amount, will be treated as voluntary contributions to the SPK Member Account.

  • The Member will not be eligible for the Government Match-Up contribution.
  • However, they will still be able to enjoy benefits from the SPK Member Account, including withdrawals for pre-retirement purposes, subject to eligibility.

Minimum Contribution


There is no minimum contribution required for voluntary contributions to the SPK Member Account.

Maximum Contribution


The maximum allowable voluntary contribution into the SPK Member Account is $1,000.00 per month.

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SPK Self-Employed Member

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